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Managing your money

Everyone worries about money sometimes. If you feel like things are getting tight or you're not always in control of the money coming in and out, there are some things you can try that could help you stay on top of things. 

Managing your money

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Top tips for managing your money

  1. Make a list of money that you have coming in, e.g. wage, benefits etc
  2. List your essential spends e.g. mortgage or rent, food costs, school uniform, any debts etc. Compare it to the money you have each month.
  3. Look for support if you need it. Use a budget calculator or speak to someone about your finances if you need a bit of help.
Managing your money

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Looking for more?

After a little extra help in sorting out and simplify your finances? The Martin Lewis podcast has some tips and tricks on how to access financial support and the impact having a family can have on your finances:

Christmas can be a hard time of year when trying to stick to a budget. There are some ways you can think ahead to control your spending on food, presents etc:

Action for Children ~ Parenting on a budget at Christmas

For free and impartial advice about everyday money visit Money Helper

The Money Charity provide advice and guidance on managing money for adults and children

The guide below explains what happens to debts when someone dies, who pays them, the type of debt you may deal with, and where to find support.

Compare the Market ~ Understanding debt after death

Money Saving Expert have joined forces with the Open University to produce MSE’S Academy of Money ~ personal finance course adult education modules, completely free, covering spending, budgeting & tax, borrowing, mortgages, saving & investing, and pensions. 

ReachOut – Involve Northwest

Free, confidential 1:1 advice and guidance to support you back into employment. A Job Coach will offer help with CV, job searching, confidence building and the transition into work

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The Advice Team – Involve Northwest

At Involve Northwest, we have an established Independent Advice team.   Our team offer professional free advice and support local…

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Ask Us Wirral -Citizens Advice Wirral

The Ask Us Wirral information and advice service is being delivered by phone, email and face-to-face at our outreach locations. The service includes specialist benefits, debt and housing advice.

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Besom in the Wirral

Besom in Wirral is here to help Christians and churches to give their time, money and items to those in need on the Wirral. Requests can be made for household items, through various agencies for example white goods, sofas, beds, tables and chairs, coffee tables

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Christians Against Poverty (CAP)

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Energy Projects Plus

   

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British Gas Energy Trust

The British Gas Energy Trust (BGET) helps families and individuals experiencing hardship who are struggling with energy debts.

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Time to reflect

When thinking about what you can do to manage your money… 

What are you already doing that you want to carry on doing? 

What have you learned that you could try today? 

What do you want to do next? 

Know what you want to do next?

Log into your free account (on the top right-hand side) to set a goal on something that’s important to you and your family – then you can check in to show yourself how far you’ve come.

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